Website Disclaimer

01 General Information

The information presented on this website is intended for general informational purposes. While reasonable efforts may be made to keep information useful and relevant, New Era Finserv does not represent or warrant that every piece of information will always be complete, current or applicable to every individual.

Visitors should independently review the applicable product terms and conditions before making any financial decision.

02 No Guarantee of Approval

Submission of an enquiry or application does not guarantee approval of any loan, credit card or other financial product.

Approval is determined by the relevant lender, financial institution or card issuer based on its own eligibility criteria, credit assessment, documentation, verification and internal policies.

03 Loan Amounts and Interest Rates

Any loan amounts, interest rates, repayment periods, EMI figures, fees, charges or other financial figures displayed or discussed on this website are indicative unless specifically stated otherwise.

Actual terms may vary depending on the applicant, product, lender, credit profile, documentation, property or asset involved and other applicable factors.

04 Lender Assessment

Each lender or financial institution independently evaluates applications according to its own policies and procedures.

New Era Finserv does not control the final decision of a lender, including approval, rejection, sanctioned amount, pricing, tenure, fees, conditions or disbursement.

05 Financial Products

The website may provide information about different financial products, including:

• Home Loans
• Personal Loans
• Loan Against Property
• Business Loans
• Education Loans
• Gold Loans
• Car Loans
• Credit Cards

Availability, eligibility and terms for these products may differ between lenders and applicants.

06 EMI Calculator

Any EMI or loan calculation provided through the website's calculator is intended for estimation and planning purposes only.

Actual EMI, repayment amount, interest, fees and other charges may differ from calculator results based on the final terms offered by the applicable lender.

07 Credit Score and Credit Information

Information relating to credit scores, CIBIL or other credit information is provided for general awareness and should not be interpreted as a guarantee of eligibility or approval.

Credit decisions are made by the relevant lender or financial institution based on its assessment and applicable policies.

08 Third-Party Lenders and Institutions

The website may reference or provide information about banks, NBFCs, housing finance companies, card issuers and other financial institutions.

Mention of a lender or financial institution does not by itself constitute a guarantee of approval, endorsement, availability or a specific offer.

Customers should verify the applicable product terms directly with the relevant institution before proceeding.

09 Accuracy of Information

Financial product features, interest rates, fees, eligibility criteria, documentation requirements and other terms may change from time to time.

New Era Finserv does not guarantee that all information displayed on the website will reflect the latest terms available from every institution at every moment.

10 No Financial or Legal Advice

Information provided through this website is not intended to constitute personalised financial, investment, tax or legal advice.

Customers should consider their own circumstances and, where appropriate, seek advice from a qualified professional before making significant financial decisions.

11 Third-Party Websites and Links

The website may contain links or references to third-party websites, services or resources.

New Era Finserv is not responsible for the content, availability, privacy practices, security or policies of third-party websites. Users should review the terms and privacy policies of external websites before using them.

12 User-Submitted Information

Customers are responsible for providing accurate and complete information when submitting an enquiry.

Incorrect, incomplete or outdated information may affect the ability to assess or process an enquiry.

13 Communication and Enquiries

By submitting an enquiry through the website, you may be contacted regarding the financial product or service you have requested, subject to applicable consent and communication preferences.

Submission of an enquiry does not itself constitute acceptance of a loan or credit application.

14 Security and Fraud Awareness

Users should exercise caution when sharing financial information online and should verify that they are communicating through legitimate New Era Finserv channels or with the relevant financial institution.

Do not share passwords, PINs, OTPs, CVV numbers or other confidential authentication information with unauthorised persons.

15 Limitation of Responsibility

To the extent permitted by applicable law, New Era Finserv shall not be responsible for losses or damages arising solely from reliance on general information published on the website, third-party information, changes in lender policies or decisions made by financial institutions.

16 Changes to This Disclaimer

New Era Finserv may update, modify or revise this Disclaimer from time to time to reflect changes in services, website functionality, business practices or applicable requirements.

Users are encouraged to review this page periodically for the latest version.