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LOAN AGAINST PROPERTY

Unlock The Value Of Your Property.

Explore Loan Against Property financing options using an eligible residential or commercial property to support personal, business and other eligible financial requirements.

✓ Multiple lender options
✓ Property-backed financing
✓ Simple enquiry process
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Turn Your Property Into Financial Opportunity.

Explore suitable Loan Against Property options based on your property, financial requirement and eligibility.

✓ Residential property options
✓ Commercial property options
✓ Business financing possibilities
✓ Multiple financial institutions

Use Your Property's Value For Your Financial Goals.

Loan Against Property allows eligible property owners to explore secured financing against an eligible property. New Era Finserv helps customers explore suitable options from its network of banks and financial institutions.

Financing For Your Bigger Requirements.

LAP financing may be considered for various eligible requirements, subject to lender policies and approval.

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Business Expansion

Explore secured financing for eligible business expansion and growth requirements.

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Working Capital

Support eligible working capital and operational requirements for your business.

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Property Improvement

Explore financing for eligible renovation, repair and property-related requirements.

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Education

Financing may be explored for eligible higher education and related requirements.

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Medical Requirements

Explore secured financing for eligible medical and healthcare-related financial needs.

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Financial Restructuring

Explore suitable options for eligible financial requirements and existing obligations.

Financing Against Eligible Properties.

Property eligibility varies between lenders and depends on property type, location, ownership and other criteria.

01

Residential Property

Eligible residential properties may be considered by participating lenders.

02

Commercial Property

Eligible commercial properties may be considered subject to lender policies.

03

Office / Shop

Certain eligible commercial spaces may qualify depending on lender requirements.

04

Other Eligible Property

Other property types may be considered depending on the lender and individual case.

From Property Details To Financing.

A straightforward process to help you explore Loan Against Property options.

01

Share Your Requirement

Tell us about your property, financial requirement and basic profile.

02

Explore Lenders

Review potential financing possibilities based on your profile and property.

03

Application & Verification

Complete the selected lender's application and property verification requirements.

04

Sanction & Disbursement

Complete lender requirements toward applicable sanction and disbursement.

Who Can Explore LAP?

  • ✓ Eligible property owners
  • ✓ Salaried individuals with eligible property
  • ✓ Self-employed individuals
  • ✓ Business owners and entrepreneurs
  • ✓ Applicants meeting lender-specific criteria

What Can Affect Eligibility?

  • ✓ Property type and location
  • ✓ Property ownership and documentation
  • ✓ Income and repayment capacity
  • ✓ Existing financial obligations
  • ✓ Credit profile and lender policies

Keep Your Property & Financial Documents Ready.

Exact documentation varies by lender and applicant profile. Common requirements may include the following.

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Identity & Address Proof
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Property Ownership Documents
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Income Documents
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Bank Statements
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Property / Title Documents
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Existing Loan Details

Explore Options From Leading Institutions.

Explore Loan Against Property financing possibilities through New Era Finserv's network of banks and financial institutions.

Loan Against Property Questions.

Answers to common questions about property-backed financing.

What is a Loan Against Property?
Loan Against Property is a secured financing facility where an eligible property may be offered as security to the lender, subject to the lender's terms and conditions.
What type of property can be used?
Eligible residential and commercial properties may be considered depending on the lender, property type, location, ownership and applicable criteria.
Can LAP be used for business requirements?
Depending on lender policy, Loan Against Property may be explored for eligible business requirements such as expansion and working capital.
What documents are generally required?
Requirements vary by lender. Common documents can include identity and address proof, property documents, income documents, bank statements and other lender-specific documentation.
How much can I borrow against my property?
The available financing amount depends on factors such as property value, applicant income, repayment capacity, credit profile and the selected lender's policies.
Does New Era Finserv approve the LAP?
New Era Finserv helps customers explore suitable financing options and connect with financial institutions. Final approval, loan amount, interest rate, terms and disbursement are determined by the selected lender.
Is property valuation required?
Property assessment and valuation requirements depend on the selected lender and the individual application.

Ready To Explore LAP Options?

Share your property and financing requirement and explore suitable Loan Against Property possibilities with New Era Finserv.

Start Your LAP Enquiry →